Still Working On It!

Boy have we been busy! Things, as usual were a struggle even though we though we were ahead of the game!

We were scheduled to close at 1:30 pm on the 30th. We borrowed my Uncle's trailer on Wednesday morning, filled it to the brim that day and took it to the house Thursday morning! We left it in front of the new house, left to go run errands in Lafayette and await our 1:30 closing with the hopes of heading back to the house after we signed papers and unloading the trailer! Great idea, huh? Well, it didn't work out that way!

Our filed got randomly pulled by FHA for some audit or check. It had happened a few days prior, which was why the day before we were scheduled to close, our lender was unable to give us the total for our closing costs. FHA put them behind. The rescheduled us to 2 pm, which ultimately came and went. We were told about 3:30 that we would be able to close about 4:30. Well, Regan was still in New Iberia at daycare and needed to be picked up by 5:30. So we hauled ass to NI to get her and then back in horrible traffic. We ended up getting there about 4:45 only to be told they still didn't have the packet. Then the phone rings and we are told that we will not be closing today because there was an error in the total for the house! OY! So we left, after waiting and anticipating all day, without closing on the house! I was sick to my stomach! Not to mention PISSED OFF! We basically drove to and from New Iberia for no reason! Why couldn't they have figured this out at 3:30 before we left to get Regan? We could have just gone home at that point!

The error ended up being on Southern Home's end. When we added the extra slab in the back of the house, the total didn't get carried into the paperwork that went to the lender. I knew my total all along, but it somehow didn't transfer! The lady who made the mistake was really upset and sorry. She felt so bad she offered to get us a gift card! lol Now, whether that actually happens remains to be seen. We did however get to keep the lowered total, which is about $1200 less. And our lender, because of the hassle caused by the file being pulled by FHA gave us a 1/4 less on our interest rate! So those are pretty cool perks! lol

We ended up closing on the house about 2 pm on the 31st. We were ready! Unfortunately that was the same day we had to see that Bitch of an agent Bev Thomson and she got her unearned $6000. We did not speak one word to her the entire time she was there. Hell, I don't even think we looked at her! She is so evil and I really hope she chokes on that money! (smirk!)

Anyways, closing on the 31st was such a pain in the ass! We got done signing papers, hauled butt to unload the trailer that was waiting from the morning before and then had to hurry up and get dressed for Halloween! We had to drive to Carencro to go to Miss Jeanne's house for trick or treating! It was a nice night and all the kids had fun! All the pictures are on my Myspace - and since I am late with the entry, I will skip the pics this time!

Up to speed, we are in the house and it is mostly situated and livable! We unpacked the most needed things and still have mountains of boxes to go through in the garage! I am hoping to one day get to park in the garage! LMAO!!

I will write more and post pictures of the progress so far when I get the chance!!